Medicare Supplements (Medigap)
What is Medigap?
- Deductibles
- Co-Pays
- Coinsurance
A Medicare Supplement, also called Medigap, is used to pay all or a portion of the Part A and Part B deductibles, skilled nursing co-payments, and the 20% Part B co-insurance that Medicare does not cover. Original Medicare remains your primary insurance, and a supplement/Medigap pays second. You will also need a Part D Prescription Drug Plan to go with it. Supplements are named A through N, and each one has slightly different coverage. Medigap plans are standardized, so the benefits of each plan do not vary by carrier.
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