Part D allows Medicare beneficiaries to simply pay a co-payment or a fraction of the prescriptions' costs. You will have a separate insurance card specifically for Part D in addition to your Medicare insurance card. Medicare also tracks the total out-of-pocket costs you are spending each year. You are eligible if you have Medicare Part A or Part B and live in the service area for the plan.
Part D & Prescription
Features
Pros
You can receive services anywhere that accepts Medicare.
Cons
You are responsible for the costs that Medicare doesn’t cover, and there is no maximum out of pocket limit.