What Are the Benefits of Working with a Broker for Your Medicare Benefits?
When it’s time to sign up for Medicare, should you take a DIY approach or talk to an insurance broker? As you start learning more about coverage and the different types of plans that are available, it can be overwhelming to navigate your options. The Initial Enrollment Period is a critical time because you have […]
Three Things You Need to Do Just Before You Turn 65
65 years old is a milestone in life: a turning point when many people are aiming for retirement or are already retired. Whether you plan to continue working for a while or have the financial means to step out of the workforce, it’s critical to ensure you have the right type of healthcare coverage. For […]
Does Medicare Cover Mental Health Care?
Medicare offers a wide range of services, helping retirees have access to quality healthcare in the later years of life. But there are limitations in coverage, which is why every person needs to understand their options and compare available Medicare plans. Mental health issues are pretty common among Medicare recipients. According to Commonwealth Fund, an […]
Does Medicare Cover Vision and Dental?
As you are researching your options for Medicare coverage, it’s important to understand what is/isn’t included in your new healthcare plan. Original Medicare (including Parts A and B) doesn’t cover routine vision or dental care services. You might have coverage through an emergency situation for related medical support, but ongoing visits and regular coverage aren’t […]
What Is a Medicare Special Needs Plan?
While Original Medicare covers a variety of healthcare costs, there are circumstances when some patients need additional coverage or support. If you have any special medical situations, it’s a good idea to talk to an insurance expert about specialized care available through Medical Special Needs Plans (SNPs). How Medicare Special Needs Plans Work SNPs are […]
What Happens to Your Medicare Benefits If You Are Still Working at Age 65?
Even though 65 is the typical retirement age, some people aren’t ready to stop working when they turn 65 years old. So what happens to your Medicare benefits if you continue working past this age and have health insurance coverage through an employer? As a general rule of thumb, if you or your spouse is […]
Medicare Mistakes to Avoid
When you finally reach the age where you qualify for Medicare coverage, it can be confusing to know the difference between available plans. However, every patient needs to be well-informed ahead of their eligibility timeline so they can maximize their Medicare benefits and minimize out-of-pocket expenses. Here are a few common Medicare mistakes to watch […]
Medicare Part D: Here’s What You Need to Know
Medicare Parts A & B cover most of the patient’s healthcare needs, but there is a notable gap in this coverage: prescription medications. For more than 40 years, patients with Medicare plans had to pay out-of-pocket for their prescriptions. However, this cost has become an increasing financial burden, especially with the rising costs of pharmaceutical […]